The security of your investment in Citygate’s model is supported by its strategic approach, which includes careful property selection in desirable locations, conversion into modern residential units, and strong partnerships with government agencies for social housing. This ensures a stable demand and consistent revenue stream, mitigating market fluctuation risks. The financial model is designed for sustainability, covering all costs while promising attractive returns, highlighted by a 13.6% annual return over 5 years for institutional partners and 20% - 22.05% annual return over 3 years with a slight decrease in contractual security of the investment.

The focus on housing vulnerable populations aligns with social objectives, potentially attracting government support and public goodwill, and enhancing the project’s stability. While the comprehensive approach aims to secure investments by leveraging real assets, government collaboration, and social impact, it’s important to recognise that all investments carry inherent risks. However, Citygate’s method is crafted to reduce common property investment risks through its holistic and strategic model.

The process is mapped out to be straightforward:

1. Citygate Housing secures the property by placing a holding deposit to the property developer/landlord approximately 1-3 months before the property becomes available to the market.
2. Clients purchase packages directly through Citygate Housing or our third-party partners and funds are being used to pay for the required costs for the property (rent upfront, deposit, sourcing fees) funds are also utilised on some occasions to furnish and decorate the properties to our uniform standards that meet criteria of the providers we will be working with. This process normally takes up to 4 weeks.
3. While the property is being furnished and staged we will start interacting with several local and national providers to secure the best rate for the units. We also utilise similar websites like Social Housing Gateway, where the providers can submit their offers, but we prefer working with a list of trusted providers that we have worked with over several months/years. This process normally takes up to 2 weeks.
4. We finalise the offer, review the pre-let agreement/lease from the provider and sign it. After that, we are starting preparation for key & property handover. This process normally takes up to 2 weeks.
5. After the handover process has been completed, we patiently await for the first payment to arrive from the housing provider/local authority. This process normally takes up to 4 weeks.
6. When we get the payment in, we pay the landlord/developer, we pay our client (yourselves), we pay our managing partners and keep our margin.
7. Afterwards payment will be made monthly via standing order. > Payment from the provider to Citygate Housing > Payments from Citygate Housing to the Landlords/developers; Clients; and Managing partners; we will have our Accounts Payable department sending out constant reminders so the payments reach all the parties on time.

Not with the current structure. Citygate Housing signs the lease with the Developer/Landlord and then signs a Sublease with the client as a JV partner, which is also being attested by our Lawyer/Non-Executive Trustee. So the correct answer would be - you will own the right to the sublease of the property you are financially committed to.

We often achieve high rates after going through a bidding process with the housing providers. The starting point of negotiations is 25% on top of the LHA rates and we usually agree on a rate of 45% - 75% above LHA rates from the providers depending on the needs in those specific areas.

This way it creates enough margin for all parties:

• The Developers/Landlords
• The Clients/JV Partners
• Managing Partners
• CityGate

Also some of the providers are paying us incentives that vary from £1,000 - £3,000 per unit.

You can see our availability spreadsheet after you have signed the NDA and one of our Sales Representatives has gone over all the packages and availability of the Properties/Blocks of flats.